Straight answers on HR and retirement for small business.
Practical guidance from the people who handle the HR headaches, compliance filings, and 401(k) plans every day. No jargon, no fluff.
Retirement
Switching From a Simple IRA to a 401(k) Mid-Year: How the Contribution Limit Works
Until recently, employers generally had to wait until January 1 to replace a SIMPLE IRA with a 401(k). SECURE 2.0…
7 Costly 401(k) Mistakes Oregon Dental Practices Make (Plus One Big Opportunity)
A retirement plan that worked when you opened your dental practice may not be the right plan five or ten…
Controlled Group Rules for 401(k) Plans: What Business Owners Miss
You own two businesses. One has a 401(k). The other doesn’t. They have separate payrolls. Separate bank accounts. Maybe completely…
The 2026 Safe Harbor 401(k) Deadline: Why Employers Need to Act Before October 1
If you want a new safe harbor match 401(k) in place for 2026, the plan generally must be effective by…
The Rule of 55: A Field Guide for Advisors Whose Clients Are Eyeing Early Retirement
If you have a client who’s 55, 56, 57 — and starting to ask whether they can stop working —…
401(k) Glossary: 50+ Retirement Plan Terms Explained
Retirement plan administration comes with its own vocabulary. Whether you’re setting up your first 401(k) or reviewing your annual compliance…
401(k) Compliance Guide: What Plan Sponsors Need to Know
Running a 401(k) plan means meeting a set of IRS and DOL compliance requirements every year. Miss a deadline or…
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