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Straight answers on HR and retirement for small business.

Practical guidance from the people who handle the HR headaches, compliance filings, and 401(k) plans every day. No jargon, no fluff.

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Retirement

7 Costly 401(k) Mistakes Oregon Dental Practices Make (Plus One Big Opportunity)

A retirement plan that worked when you opened your dental practice may not be the right plan five or ten…

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401(k) Compliance

Controlled Group Rules for 401(k) Plans: What Business Owners Miss

You own two businesses. One has a 401(k). The other doesn’t. They have separate payrolls. Separate bank accounts. Maybe completely…

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2026 Safe Harbor Deadline
Retirement

The 2026 Safe Harbor 401(k) Deadline: Why Employers Need to Act Before October 1

If you want a new safe harbor match 401(k) in place for 2026, the plan generally must be effective by…

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Rule of 55 Illustration
Retirement

The Rule of 55: A Field Guide for Advisors Whose Clients Are Eyeing Early Retirement

If you have a client who’s 55, 56, 57 — and starting to ask whether they can stop working —…

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HR for Small Business

How HR Infrastructure Quietly Lowers Your Workers Compensation Premium

If you run a construction, trades, or manufacturing business, you probably already know more about workers compensation than the average…

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Retirement

401(k) Glossary: 50+ Retirement Plan Terms Explained

Retirement plan administration comes with its own vocabulary. Whether you’re setting up your first 401(k) or reviewing your annual compliance…

Apr 23, 2026
Retirement

401(k) Compliance Guide: What Plan Sponsors Need to Know

Running a 401(k) plan means meeting a set of IRS and DOL compliance requirements every year. Miss a deadline or…

Apr 23, 2026
HR for Small Business

Why Every Small Business Needs an Employee Handbook (And What to Put In It)

Most small business owners put off writing an employee handbook. It feels like a big-company thing. You know, something for…

Mar 14, 2026

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